Wealth Management Blog

How To Teach Your Kids The Value of a Dollar

Posted by Wealth Management Team on Sep 29, 2016 4:12:07 PM

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Teaching children how to respect money is arguably one the hardest lessons parents have to teach. It becomes even more complicated when parents themselves don’t always have the right tools or behavior in place. So where can you start?

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Topics: Financial Planning

Low Interest Rates & Housing Prices

Posted by Tom Limoges on Sep 26, 2016 3:16:35 PM

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Helped by low interest rates and an improving labor market, housing prices have risen steadily over the last five years.  This pick-up in housing prices has pushed many regional U.S. markets above the peak reached in 2007.  Evidence of this growth trend can also be noticed in the local markets.  In many ways, the housing market plays an important role in the growth of the economy. 

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Topics: Interest Rates, Housing Market

Investment Basics: Financial Ratios 101

Posted by Colin OShea on Sep 26, 2016 10:57:53 AM

Investment Basics: Financial Ratios 101

When financial professionals evaluate stocks, they use key ratios. Here’s a quick look at some of the ratios that measure a company’s financial strength.

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Topics: Financial Planning, Key Ratios

Investment Basics: Making Your Biggest Investment Decision

Posted by Colin OShea on Sep 19, 2016 10:28:15 AM

Investment Basics: Making Your Biggest Investment Decision

How much of your money should you invest in stocks and how much in bonds and/or cash equivalents? As a retirement investor, that may be the biggest decision you have to make.

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Topics: Investing, Investment Basics, Retirement Planning

Retirement: Then Vs. Now

Posted by Don Yusten on Sep 19, 2016 10:17:53 AM

Retirement: Then Vs. Now

 Workers currently planning their long awaited retirements face a decidedly different environment from a couple of decades ago. Reaching the age of 62 or even 65 years old today is no guarantee that you will be ready, willing, or able to retire. A growing number of Americans are now continuing to work past their retirement age. Currently, twenty percent of Americans 65 and older are still working full time, according to the latest data from the U.S. Bureau of Labor Statistics. The BLS goes on to note that this is the largest number of workers in this age category (62-79) since the early 1960’s and the numbers are expected to increase as baby boomers reach retirement age and beyond.

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Topics: Retirement Planning

Got Babies? Get a Financial Planner

Posted by Wealth Management Team on Sep 16, 2016 4:52:00 PM

Got Babies? Get a Financial Planner

As new parents, you will be challenged physically, emotionally, and mentally. You’ll also be challenged financially if you aren’t careful. The Wealth Management Team at Security National Bank is here to help.

Here are five ways a financial planner can help you navigate the business end of parenting. 

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Topics: Financial Planning

Breaking Down GDP

Posted by Michelle Holmes on Sep 12, 2016 12:55:41 PM

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The U.S. economy grew at 1.1% in the second quarter of the year, below analyst expectations. The headline number may be below expectations, but when you break down the numbers, there are pockets of surprising growth.

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Topics: GDP Growth, U.S. Economy, Gross Domestic Product

Investment Basics: Staying Ahead of Inflation

Posted by Wealth Management Team on Sep 12, 2016 10:51:34 AM

 

Investment Basics: Staying Ahead of Inflation

If investing for retirement were a race, you’d want your portfolio’s returns to cross the finish line ahead of inflation. Over time, inflation will increase the prices of the items you buy. Not staying ahead of inflation will reduce the purchasing power of your retirement savings.

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Topics: Retirement, Inflation

Thoughts While Walking the Dog....

Posted by Mike Moreland on Sep 6, 2016 10:50:54 AM

Thoughts While Walking the Dog....

I started in the Wealth Management Division about the same time Paul Volcker became chairman of the Federal Reserve (the late 1970s).  It was a pretty challenging time to invest.  Inflation ran in the double-digits.  Interest rates were on the way up, with some short term rates eventually surpassing 20%.  The stock market made no net progress for the better part of the prior decade – Business Week ran a cover story titled “The Death of Equities” in mid-1979.  For several years it seemed every “buy” decision was wrong.

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Topics: Investing, U.S. Economy

Investment Basics: Don't Drop the Ball - Financial Planning Continues After You Retire

Posted by Wealth Management Team on Sep 6, 2016 9:44:40 AM

Investment Basics: Don't Drop the Ball - Financial Planning Continues After You Retire

Many people see retirement as the end zone. They believe they will score a touchdown if they save and invest enough for retirement. But, before you spike the football, keep in mind that while retirement is a huge financial goal, it is not the end. Your retirement could last well over 25 years, so your planning should continue even after you’ve stopped working.

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Topics: Retirement, Financial Planning